Built for manufactured homeowners
We started EZ Manufactured Home Insurance because we saw too many families get burned by policies that weren't written for their homes. We fixed that.
Our story
EZ Manufactured Home Insurance was founded by a team of licensed agents who spent years watching manufactured homeowners get underserved — or outright denied — by standard insurance carriers. The policies weren't designed for HUD-code homes, the claims process was confusing, and the coverage gaps were real.
We built EZ specifically for this market. Every policy we write is tailored to manufactured and mobile homes. Every agent on our team is licensed and trained on the unique needs of this community. And every claim is handled by people who understand what you're going through.
How we work
Straight talk
We explain your coverage in plain language. No fine print surprises, no confusing jargon.
Fast response
Licensed agents respond within 2 business hours. When you need answers, you get them quickly.
Right-sized coverage
We don't upsell. We match your coverage to your actual home, situation, and budget.
Where we're licensed
We are currently licensed to write manufactured home insurance policies in Arkansas, Oklahoma, and Texas. We're actively expanding — check back soon.
All counties, including mobile home parks and leased-land properties
All counties, including tornado-prone regions with wind/hail coverage
All counties, including coastal and high-wind designated areas
Your agent
A licensed agent ready to help you find the right coverage.
James Watkins
Licensed Agent — AR, OK & TX
James works directly with manufactured homeowners across Arkansas, Oklahoma, and Texas to find the right coverage at the right price. Reach him directly at 866-505-3964 or james@ezmhins.com.
Ready to get covered?
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